When exchanging cryptocurrencies, you have two options: to use either a floating or a fixed rate. The first option gives you an opportunity to swap digital currencies at the price currently available on the market. Sometimes, it turns out to be quite profitable, but not always. It all depends on the market conditions: if the price of the asset you are exchanging goes up, you get a bigger amount, while a falling market will bring you a smaller sum than you expected. At the same time, the second option releases you from the negative effect of excessive volatility and unfavorable rates. That is, a fixed exchange rate ensures you get the amount you see before the transaction is processed.
In this article, we review the best exchanges for trading crypto at fixed rates.
ChangeNOW is a non-custodial crypto exchange and processing service running since 2017. For that time, it has already earned the trust of over 3.5 million users. ChangeNOW has developed a wide range of services and products around its flagship exchange platform, thus providing comprehensive solutions for almost every need a crypto user may have. A vast ecosystem of this service includes NOW Wallet, NOWPayments, NOWTracker, NOWNodes, and more. ChangeNOW also offers crypto loans and asset listing. Affiliates are also welcomed. The platform gives ample opportunities to those who want to collaborate with the service, providing free API, Telegram Bot, White Label exchange, and other useful tools.
The users who choose to swap or buy crypto with ChangeNOW will find a big choice of supported assets. Currently, over 400 coins and 60 fiat currencies are available, with more assets added regularly.
Speaking of security, ChangeNOW is a non-custodial platform meaning that it does not store its users’ private keys. The funds stay safe on your devices. Besides, its strong AML mechanism efficiently helps to avoid any scams. In fact, ChangeNOW has contributed greatly to the creation of a safe and comfortable crypto environment by preventing major frauds and recovering over $19 million in hack-related losses.
ChangeNOW is known for its client-oriented approach. The support service can be reached 24/7 via an online chat, popular messengers, or email. The platform has a vibrant presence on Twitter, with regular and popular tweets. Moreover, crypto fans are bound to like ChangeNOW Blog offering the latest market updates, analytical articles, educational materials, and other useful information about the world of crypto.
Users can exchange or buy crypto with ChangeNOW via a web browser or Android and iOS apps. Importantly, the platform charges no mark-ups – all fees are already included in the rate. The processing time is up to 20 minutes, but in most cases transactions are handled in merely 2 minutes. No upper limits are set while the lower limits range from $1.7 to $20 depending on network fees.
ChangeNOW offers exchanges at both fixed and floating rates. After picking the Fixed Rate, you need to create an exchange and make a deposit within 20 minutes. The platform guarantees that the rate won’t change during that period.
At the same time, a floating rate also has its advantages. Though the final amount resulting from the exchange depends on market fluctuations, users often report that they receive a bigger sum than they expected. Here is a client’s feedback about ChangeNOW:
Godex is a crypto exchange service that carries out anonymous and fast crypto swaps at a fixed rate. Currently, it offers about 300 digital assets, and this number is constantly rising. However, selling or buying crypto for fiat money is not available. No registration is required to use the service. Besides, you are not asked to provide any personal data unless required by the applicable legislation.
The exchange process is fully automatic and has no upper limits, but there is a minimal transaction volume to cover a miner fee. Users can swap crypto via a web browser or through iOS and Android apps. To ensure best rates, Godex tracks prices on Bitfinex, HITBtc, Binance and other platforms. The execution time varies from 5 to 30 minutes on average. The speed of a transaction depends on how fast a network confirms it. Bigger volumes (from 1 BTC) take more time.
Godex keeps a fixed exchange rate for 30 minutes. That is, a user should complete a transaction within half an hour, otherwise, it will be executed at a currently available market rate.
Besides an exchange service, Godex offers an affiliate program for individuals and businesses. It promises a start-up bonus of 0.005 BTC for registration and gives remuneration up to 0.6% for every transaction. To promote its services, Godex provides affiliates with widgets that can be placed on forums, blogs, and other resources.
FixFloat is a fully automated crypto exchange platform. It requires no registration and holds no custody over users’ funds. The choice of assets amounts to slightly above 40, which is much lower than offered by other platforms. Still, the most popular pairs such as XMR to BTC, ETH to BTC, and LTC to ETH are available.
The processing time is up to 30 minutes, and the speed of transaction depends on the blockchain capacity. FixFloat sets a higher limit on transactions that is about 80,000 USD (or an equivalent in cryptocurrencies). No mobile apps are provided, but the web application interface is quite easy and straightforward, enabling users to carry out their transactions fast and conveniently. Alongside an exchange service, FixFloat runs an affiliate program, providing up to 40% of profits from every translation to partners.
As the name suggests, FixFloat allows exchanging digital assets at both fixed and floating rates. When a fixed rate is used, the platform freezes it for 10 minutes, and during this time, a user needs to complete a transaction. Otherwise, the transaction will be performed at a currently available market price. According to FixFloat’s website, it strives to offer its clients the best possible rates.
StealthEX is a non-custodial crypto exchange offering a choice of over 450 cryptocurrency assets that can be converted with no limits at both fixed and floating rates. Buying crypto for fiat is also possible. As in the case with other platforms reviewed here, StealthEX requires no registration and all transactions are handled anonymously.
In essence, StealthEX is a crypto exchange aggregator. That is, it gathers rates from multiple platforms and picks the best deals for its users. Being a free-of-custody service, StealthEX does not store clients’ funds – they swap cryptos between wallets. As many other platforms, StealthEX has an affiliate program that allows earning commissions for referrals’ transactions.
Clients of StealthEX can swap crypto on the website only, no mobile apps are offered with only a Telegram bot available. Exchange operations are usually done within 5 to 30 minutes.
Exolix is an anonymous crypto exchange service that was launched in 2018. It requires no registration and has no upper limits on exchange transactions. With the choice of over 415 coins, it offers fast and convenient swaps via a web browser or an Android app.
The platform has a strong presence on most popular social networks, and its customer support can be reached 24/7. The processing time is stated as up to 30 minutes. Fees are already included in a rate, and there are no additional charges.
Similar to other crypto platforms, Exolix has an affiliate program, offering up to 2% fee from every transaction. No other additional services such as a wallet or crypto loans are provided.
Exolix guarantees the fixation of a rate for 60 minutes from the moment of creating the exchange. If a user fails to send a deposit in the specified time, then they’ll need to create a new exchange.
The following table summarizes the above descriptions:
Exchange | Limits | Processing time | Customer support | Choice of available assets | Additional services |
ChangeNOW | No limits | About 2 minutes on average | 24/7 | Over 600 crypto and fiat currencies | Crypto wallet
Crypto loans Nodes explorer Portfolio tracker |
Godex | No limits | 5 to 30 minutes | 24/7 | About 300 coins | No |
FixFloat | Max. about 80,000 USD | Up to 30 minutes | 24/7 | 40 coins | No |
StealthEX | No limits | 5 to 30 minutes | 24/7 | Over 450 coins | No |
Exolix | No limits | 5 to 30 minutes | 24/7 | 415 coins | No |
All platforms reviewed here exchange crypto at fixed rates, so that you can have no worries about the volatility impact and get the expected amount in the end. In essence, all these platforms have a lot in common: they are anonymous, safe, and instant. However, if you need more than just an exchange, take note of ChangeNOW that offers plenty of great crypto solutions. Anyway, before deciding on where to exchange crypto, do your own research and make sure you pick a safe and reliable platform.
The presented content may include the personal opinion of the author and is subject to market condition. Do your market research before investing in cryptocurrencies. The author or the publication does not hold any responsibility for your personal financial loss.